Home Connex Lending’s Privacy Policy
We do not sell personal data to outside vendors or any third parties.
Home Connex Lending recognizes that protecting your privacy is paramount to maintaining the trust you have put in us.
Home Connex Lending Collection of Personal Information
Home Connex Lending collects non-public information about you from some or all of the following sources:
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Applications or other forms – this includes name, address, social security number, assets, and income.
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Transactions with Home Connex Lending, our affiliates, or others (such as joint marketing companies in which we do business) – this includes account balances, payment history, parties to transactions and credit card usage.
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Consumer reporting agencies – this includes credit worthiness and credit history.
What Home Connex Lending Discloses
We may disclose all of the information we collect as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under other circumstances as permitted by law.
Affiliates and Joint Marketing
Home Connex Lending does not presently have any affiliates so there is no sharing of non-public personal information with any affiliates. Home Connex Lending does share non-public personal information with companies in which we have joint marketing agreements.
Opting Out of Home Connex Lending Sharing of Personal Information
You do not need to register an opt-out with us for limited sharing of your nonpublic personal information since we do not share, sell, or disclose nonpublic personal information with anyone. Opting out of information sharing does not include any service providers necessary to facilitate your mortgage request.
Security
Home Connex Lending has established high standards for protecting member information from unauthorized access, alteration or destruction that comply with Federal regulations to guard your non-public personal information.
Home Connex Lending employs and maintains network firewalls and other security features that are recognized as industry standards (e.g. Secure Socket Layers, password-protected logins, server logs, access control restrictions, etc.) in an effort to prevent disruption of service or loss, theft, or alteration of sensitive information. We use reasonable commercial efforts to stay current with frequent changes in security requirements.
Home Connex Lending restricts access to non-public information about you to those employees who need to know that information to provide products or services to you.
Home Connex Lending maintains its Privacy of Consumer Information Policy (“Privacy Policy”) to effectively comply with its obligation to protect and respect the privacy of individuals and to protect the security and confidentiality of borrower’s nonpublic personal information (“NPI”) under the Gramm-Leach-Bliley Act (“GLBA”), FACTA and other laws, regulations and standards regarding privacy, use, and dissemination of non-public information. This policy applies to all Home Connex Lending employees, consultants and vendors acting on Home Connex Lending’s behalf.
The requirements and restrictions imposed by GLBA and FACTA are incorporated into the standard processes and procedures followed by all Operations staff. All required notices sent to borrowers undergo rigorous reviews by the Regulation and compliance vendor's prior to being placed into production.
Questions
If you have any questions about our privacy policy, please call (913) 486-7248